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BRIDGING LOAN

UK Bridging Loans and Finance - Bridging loans are ideal if you need funds to be available quickly. Bridging finance is an interest-only short term loan that can be can be secured on any type of residential or commercial property in the United Kingdom.

The most common use for a bridging loan is as a 'chain breaking mortgage', where you are buying a property before your existing property has been sold (perhaps a sale has fallen through at the eleventh hour and you risk losing your deposit on the property you are buying).
We understand that with any type of bridging loan, you need us to act fast and so we will provide an in-principle decision straight away.
A bridging loan can be used in several ways:

• Personal bridging finance can be used while waiting for a re-mortgage, endowment or an inheritance payment
• Commercial bridging finance can be used for property development, to fund a property purchase, or for business investment or expansion.

Bridging loans can be used for almost any purpose and you are only required to pay the interest on the loan until your sale completes. At this time you will be required to pay back the entire bridging loan.
Whatever your circumstances, whether they involve past credit problems, arrears, CCJ's, IVA's & CVA's, bankruptcy, or if you are self-employed with no accounts, we have the facilities to offer a bridging loan tailored to suit your own personal needs.